Victims of auto accidents may be entitled to compensation for their financial losses. With a successful personal injury case, victims could recover damages for medical bills, property damages, funeral expenses, lost wages and pain and suffering.
Auto accident victims need to explore their right to recover compensation for their damages and losses. If you’ve been in a wreck, here are the answers to three important questions:
Who pays damages after a car accident?
If a driver is at fault for an auto accident, then their insurance is typically responsible for paying the victim for their financial losses. An insurance adjuster may reach out to the victim with a settlement offer — but beware. In many cases, the offer from an insurance company is not enough to cover the victim’s losses. Any car accident victim should consider seeking additional legal help to negotiate a better settlement offer.
What if an at-fault driver does not have insurance?
In some cases, a driver does not have insurance — or their insurance will be inadequate to cover a victim’s damages. As a result, the victim may need to seek compensation through their own insurance policy, either in place of pursuing the other driver for damages (such as when there is a hit-and-run accident) or in addition to pursuing the other driver for their losses.
What if an at-fault driver does not agree to a settlement?
Many at-fault drivers do not agree to the settlement terms for an auto accident — and they may deny liability entirely. As a result, the victim of a wreck may need to take legal action against the at-fault driver. In those situations, it is important to gather as much evidence as possible to support the claim and take all the necessary steps to file a lawsuit in a timely manner.
Legal guidance can help victims explore their legal rights, gather evidence against the at-fault driver and recover compensation — both inside and out of the courtroom.